Contents of this page may be automatically translated, we take no responsibility for the accuracy of the translation. Feel free to contact our customer support centre if you have any questions.
Have you somehow lost a written mortgage certificate for your property / site leasehold? Then you can either apply to cancel the mortgage and the mortgage certificate related to it or apply to cancel the document. Here you can read about which alternative you shall choose and how you apply.
Application for cancellation of the mortgage and the mortgage certificate related to it (according to Section 20)
To cancel the mortgage certificate according to Section 20 of the Cancellation of lost documents act you need to go through two steps.
Step 1 – Apply for cancellation of the mortgage and the mortgage certificate related to it
You can apply for cancellation of the mortgage and the mortgage certificate related to it by using our webform or send a form by post:
- Apply for cancellation of the mortgage and the mortgage certificate related to it using our webform
- Apply for cancellation of the mortgage and the mortgage certificate related to it by sending a form by post (pdf, new window).
When the application has been registered and the payment has been received, we will begin processing.
We will send notifications to the person who is stated as the contact on the application. If no contact has been noted, we will send the documents to one of the applicants.
Step 2 - Apply for final cancellation
It takes at least six months before the decision for cancellation can be made. In the decision you can find information about which date is the earliest that you can apply for final cancellation.
This is how you apply
When the time comes to apply for final cancellation you need to fill out the form Application for final Cancellation of Mortgage (pdf, new window).
In the application you choose if the mortgages in the property only shall be cancelled or if they are to be granted again.
Expedition fee
The stamp duty for the cancelled mortgages can be utilized. Though there is an expedition fee of 375 SEK per mortgage certificate. If you have more than one mortgage that is going to be cancelled, then you can add them up to one new mortgage.
If you choose to remove the mortgage completely from the property, then there is no extra charge.
Application for cancellation of a lost document (according to Section 3)
To cancel the mortgage certificate / dormancy certificate according to Section 3 of the Cancellation of lost documents act you need to go through two steps. First the cancellation of the document itself and then the application to have a new one issued.
Step 1 – Apply for cancellation of a lost document
The individual who has lost the document needs to be the applicant. The applicant needs to certify that they were the last one to have the document.
If the individual who has lost the document is deceased, then the estate can apply for cancellation. Then the parties of the estate need to certify that the deceased was the last one who had the document.
This is how you apply
You can apply for cancellation of the lost document by using the following webform or form:
- Apply for cancellation of a lost document using our webform
- Apply for cancellation of a lost document by sending a form by post (pdf, new window).
In the application you need to describe in which manner the document has been stored and how you have lost it. When the application has been registered and the payment has been received, we will begin processing.
We will send notifications to the person who is stated as the contact on the application. If no contact has been noted, we will send the documents to one of the applicants.
Step 2 – Apply to have a new document issued
It takes at least twelve months before the decision on the application for cancellation can be made. In the decision you can find information about which date is the earliest that you can apply for new documents to be issued.
This is how you apply
The same individual who applied for the cancellation in the first step needs to apply to have new documents issued. You do so by filling out form Application for issuance of a new document (pdf, new window).
Expedition fee
The stamp duty for the cancelled documents can be utilized. Though there is an expedition fee of 375 SEK per mortgage certificate.
Application fee
The fee for applying for a cancellation of a document or a cancellation of a mortgage and the mortgage certificate related to it is 500 SEK. Note the complete designation of the property as a reference when you make the payment. For example, “Gävle Torp 1:1”. It is important so that we can connect your payment to the application.
- Swish 123 073 4798 (the service is only available if you have that Swedish application connected to your Swedish bank account)
- Bankgiro 766-6746 (if you are paying from a Swedish bank account)
For payments made through a foreign bank note:
IBAN: SE83 1200 0000 0128 1010 7238
BIC/SWIFT: DABASESX
Questions and answers
The priority order is the order in which the different mortgage certificates were mortgaged. The mortgage certificate that was mortgaged first is the one who will receive payment first if there is a forced sale.
You can terminate the cancellation process by sending us an e-mail at forloradepantbrev@lm.se.
State the property designation or case file number. If the withdrawal is only for part of the case, then state which mortgage certificate /certificates that have been found.
If you have any questions, contact us by phone; +46(0)26- 63 34 00.
Yes, you can change your written mortgage certificate to a so-called electronic mortgage certificate, even if you have not lost your written mortgage certificate. Then the original is saved electronically in Lantmäteriets’ electronic mortgage certificate register instead.
If you on the other hand want to cancel the mortgage certificate, then you need to apply for cancellation of existing mortgage certificate instead. Then the mortgage certificate is no longer valid and there is no longer that mortgage in the property / site leasehold.
When you for example want to take a loan in the bank in connection to buying a property you may need to mortgage the property i e use it as a safety for the loan.
To mortgage the property the bank usually applies for a new mortgage if the existing mortgages are sufficient.
By doing so a certain amount of the property is mortgaged to the one giving you the loan. As the registered owner of the property / site leasehold you are still the applicant, and you need to sign the application that the bank submits.
You can also apply for a mortgage yourself but before doing so make sure the bank has not already applied.
When the mortgage is approved it will be registered in the Land register. Then a mortgage certificate is issued and transferred to the bank.
The mortgage certificate is a valuable document and serves as a proof that a mortgage has been made.
That is because an inquiry for the mortgage or mortgage certificate in the application needs to be made at the website of the Swedish companies’ registration office.
Contact
If your question pertains to a specific property remember to state the full property designation including the municipality, the name and number. An example of a complete designation is “Gävle Torp 1:1”.
Questions regarding cancellation
Contact our Team for lost mortgage certificates when you have questions regarding an application for cancellation.
You can do so by:
- e-mail forloradepantbrev@lm.se
- phone 026-63 34 00.
The opening hours of the team are weekdays 9 am thru noon. During holiday season opening hours may vary.
For questions about completing the cancelling
Contact our customer services with questions regarding an application for final cancellation.